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How to Avoid Financial Self-Sabotage

Have you ever met anyone that is completely thrilled with their finances?

Me neither.

Everyone can stand to improve their finances.


Are your finances improving?

And if not, why not?

We could point to things that are outside of our control – a job loss, a health issue, needing a new roof years earlier than your home inspector promised you would (Sorry, back to you!) – but that's not going to help.

I get it as I've been there myself.

These are setbacks that they are largely out of our control which means...

One of the best ways to improve your finances is to avoid self-sabotage.

Here's how you can do it:

Be clear about what's out of your control vs. in your control

Medical emergency? Out of your control.

Decided to buy more house than you can afford? In your control.

Look for changes that move the financial needle in your favor.

If you bought more house than you can afford, will arguing with your spouse about the $20 a week you spend on coffee fix the problem or just leave you both frustrated and annoyed?

Diagnosis your real problem before you start treating your symptoms.

Start with your biggest monthly expenses if you want to find impactful changes to make.

Get real with yourself

When it comes to most material possessions, there is very little we NEED and there is an endless supply of things we WANT.

Self-sabotage comes from the smaller list of things we WANT so badly that we've created well thought & researched narratives in our head about why we NEED them.

The path to improving your finances is simple, but not easy. As my friend Carl Richards illustrates above...

You need to put some space between you and big mistake.

As a CERTIFIED FINANCIAL PLANNER (TM) for the past 9 years, I've worked to help many families just like yours eliminate their self-sabotage and prevent it from coming back.

If you'd like some help, I'm happy to chat.

Schedule a call